Free debt validation request letter samples
Copy any of these and adapt them. They are complete letters, not teasers — the thing you pay for is having your own dates, amounts and state deadline filled in and checked.
United States
15 U.S.C. § 1692g[Your name]
[Your address]
[Date]
Re: Request for validation of alleged debt — account [reference number]
To whom it may concern,
I am writing in response to your notice dated [date] regarding an alleged debt referenced as [reference number]. I dispute this debt and request validation.
Under 15 U.S.C. § 1692g, please provide the amount claimed, the name of the original creditor, and documentation that I am the party responsible for this account.
Until you provide validation, please cease collection activity on this account as the statute requires.
This letter is not an acknowledgement that the debt is owed, and it is not a refusal to pay a debt that is properly validated.
Sincerely,
[Your name]
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